The latest on developments in financial markets (all times local):
Stocks are opening on a weak note as falling oil prices pull energy companies lower.
Banks are also falling in early trading Thursday as interest rates decline. Chevron gave up 1.3 percent and Wells Fargo also lost 1.3 percent.
Best Buy fell 5.5 percent after issuing a weak outlook, and Williams-Sonoma jumped 10.5 percent after raising its forecasts following a strong quarter.
The S&P 500 index fell 1 point, or 0.1 percent, to 2,731.
The Dow Jones industrial average lost 21 points, or 0.1 percent, to 24,865. The Nasdaq composite edged up 3 points, or 0.1 percent, to 7,430.
Bond prices rose. The yield on the 10-year Treasury fell to 2.97 percent.